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I really think that you are very well experienced and excellent. I know that anyone dealing with you in your real estate business can depend on you.
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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What famous American sign was originally erected as a real estate ad?
A	The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland."
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The Sheree Chang Team, REALTOR®, real estate agents and broker for Houston, Sugar Land and Missouri City, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sheree Chang Team
RE/MAX S.W. Houston, Tx.
14905 SW Freeway
Sugar Land, TX. 77478
Phone: 281-207-6888
Fax: 281-242-6754
Toll Free: 1-888-289-7679 ext. 5227
Email: Sheree@ShereeChang.com

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